Nabfins Limted hi Nabard bul tum in NBFC MFIs a ni a, Group SHG leh JLG te hnen a loan pe chhuak thin an  ni. Mizoram ah pawh kum 2016 khan bul tan alo ni tawh a ni.

Kum 2016-khan Cod Nerc NGO chuan Business and Development Correspondent (B&DC) ni turin Nabfins Limited nen agreement anlo sign tawh a. Mizoram-ah District hrang ah Group loan pek chhuan hi a buaipui nghal a ni.

  1. Group members neih zat leh pek chhuah tawh zat –

Nabfins Loan hi April 2016 khan a hmasa ber ni turin Group SHGs-9 te hnenah Rs 1,105,000 chu sanctioned a ni a, heta tang a tun hun thlengin 807 SHGs/JLGs te hnenah Rs 128,955,000 /- chu 4036 group members te hnenah pek chhuah a ni tawh bawk.

 

  1. Process of Sensitization and Mobilisation –

Nabfins Loan pek chhuah dan-ah hian kalphung nghet leh inkaihhruaina mumal tak hmang a loan puk tum group te dawn sawn leh enkawl an ni a. Cod Nerc chuan group loan puk tur members tin te chu rilru thatna te, dikna leh felna bakah thianghlim takin leh thliar hran bik leh duhsak bik nei lovin a enkawl a dawr thin bawk.

Loan dil duh leh mamawh pawisa puk ngai te chu group-ah insiam zel a ngai a, chu group awm tur chuan hmeichhe hlang nih a ngai bawk. Group khat a awm ho turin chhungkhat atangin mi pakhat chauh a tel theih a, group members te chuan Bank account an neih ngei ngei a ngai bawk. Group loan puk duh te chu Cod Nerc, B&DC of Nabfins Limited chuan endik ngai leh tihfel ngai zawng zawng alo tihfel sak hnu a Nabfins hnenah loan puk tlak an ni e tiin a sponsor ta thin a, chu sponsor group te chu Nabfins limited staff te chuan loan pek tlak an ni ngei em tia Grading te rawn neiin an rawn endik ta thin a, pek tlak nia an hriat group members te chu an Loan  puk tur zat theuh an mimal account-ah an rawn transfer ta mai thin a ni.

Loan hi thlakhat ah vawikhat zel rulh tur a ni a, pung tlem zawk a siam sak a nih bakah rethei zawk ten awlsam zawk leh rilru zangkhai taka an puk theihnandoorstep service ruahman a ni a, tin, Cod Nerc chu group aiawh aNabfins-a quarantor anih bakah loan khawn thlengin  mawh a phurbawk.

 

  1. Group enkawl lai dinhmun –

Villages 75 atangin group 440 leh group members mi 1981 (Live account) kan nei mek a ni.

 

  1. Loan sem chhuah tawh zat -

Sr.no

Kum

No of Groups formed

No of Members

Total amount disbursed

1

2016

25

208

3,070,000

2

2017

128

683

21,170,000

3

2018

270

1360

39,175,000

4

2019

279

1308

46,110,000

5

2020

49

227

9,030,000

6

2021

56

250

10,400,000

 

TOTAL

807

4036

128,955,000

 

  1. Area covered/ no of District and Villages -

Sr.no

District

No of Villages

No of group

No members

1

Aizawl

49

210

964

2

Lunglei

2

14

63

3

Serchhip

24

216

954

 

TOTAL

75

440

1981

 

  1. Impact of project among Loanees –


 
A STORY PRESENT FROM Pi VANLALRUATDIKI, A MEMBERS OF Senhri Jiont Liability Group from RepublicVengthlang, Aizawl

 

Pi Vanlalruatdiki hi kum- 39-aupa, Republic Vengthlang, Aizawl, Mizoram cheng mek in NBAFINS Loan a puk atang a hmasawnnaa neih leh sumdawn bul atan dan a sawi chu kan ngaithla dawn a ni.

Tun hma chuan Kuhva siam hi an eizawnna ber leh sum an lak luhna kawng awm chhun a ni a. Kuhva a siam chu thenawm khawveng bakah an awmna veng hnaih deuh ah te kalkualpui in a zuar mai thin a, chutia a zawrhna atang chuan thla khatah Rs 7500 /- vel chauh a thawk chhuak thei  thin. Sum lakluh a tlem thamin, fate zirna senso, damdawi lam inenkawlna leh nitin ei leh in atan mamawh a phuhru zo meuh lova, lungai leh rilru hah takin a hun a hmang fo.

Retheihna sal ata chhuak tur leh eizawnna ti hmasawn a sumdawnna lian zawk nei tur chuan Loan puk a ngai a ni tih hria in, Pi Vanlalruatdiki  leh a thiante chuan Group ah an insiam a, hetiang lam a tui leh retheihna hneh ngei duh group khat ah awm khawm in members pawh mi -4 an ni a, tichuan Senhri Joint Liability Group hmingpuin, an group hming chuan Cod Nerc puihna in kum 2018 khan, a vawikhatna niturin NABFINS Limited loan chu Rs 35,000 theuh anlo puk ve thei ta a ni.

NABFINS Limited Loan a puk hmang chuan eichawp dawrte (Street Vendor) siam in eizawnna bul a tan tha leh ta a, tun hma a thawhchhuah ngai loh thla khat ah Rs 12,500 /- te thawk chhuak thei in, zawi zawi in a fate mamawh bakah, an school kalna senso leh inchhung mamawh te chu a phuhruk thei ta  a ni.


Success story from (B. LALCHHANCHHUAHI) VLP Joint Liability Group Bethlehem Vengthlang, Aizawl

 

Kum 2018 khan lian lo te in Online Shopping hi ka kalpui ve tan a. Sum leh paiah duh tawka hman tur ka neih loh avangin, bungrua pawh duh angin ka ngah hlei thei thinlo. Sumdawnna lian deuh zawk neih theih beisei em em in rual hi ka awt ve ngawih ngawih thin a ni. Hei bakah chhungkaw rinrawl leh thawkchhuak tu ber ka nih bawk si avangin duh angin hma sawn nghal a harsa thin hle a, Loan pung tlem zawk a puk theih tur awmse, ka sumdawnna tih len ve theih nan tiin duhthu ka sam thin.

2019 kum kum tir lam khan group a in din ngai, Loan pung tlem zawk puk theih na Nabfins Limited a awmtih kan hreve a, chumi te hnen a Loan puk ve ngei tum chuan group ah kan insiam nghal in group members pawh pa-4 kan awm a. Kan loan lak theih dan tur Cod Nerc office lam ah ngaihven nghal niin, an ni hian kawng engkimah min buaipui nghal zung zung a, a tawp ah 20th April,2019 khan mi pakhat zelah Rs 30,000 theuh kan puk thei ta a ni.

Loan ka lak hmangin sumdawnna ka neih chhun chu a thieh ang ang a tilian nghal in, bungrua te pawh tam zawk, item pawh tam zawk ka lak chho tan a, tin, ka marketing field pawh tlema tilian chho in, a hma aia hmasawn leh changtlung zawk leh ngelnghet zawk a sumdawnna ka neih theih nan ka thawk thei ta a ni.

Pathian malsawmna dawngin Loan puk theihna turNABFINS Limited lam a thawktu te leh min buaipui tu Cod Nerc staff te tawhrimna avang leh min duhsakna avangin keini  loan puk ve thei tur a inngai ngailo khan Loan puk ve in, chumi hmang chuan ka sumdawnna bei tham te chu ka ti lian ve ta a, ka bungrua che vel pawh tlem chuan a lo lian ve ta deuh a, ka sumdawnna pawhin hma a sawn phah ta khawp mai. Chhungkaw eibel leh rinrawl ber ka ni ve thei ta bawk a, ka lawm tak zet a ni. Hma sawn leh zel tura rilru leh ngaihtuahna ka kalpui a, thahnemngaihna thar nena hma ka lak mek laiin hripui (Covid-19) leng avangin duh angin sumdawnna a kalpui theih ta rih lo va, pawi ka ti hle a ni. Engpawhnise, Cod Nerc puihna avang a NABFINS Limited Loan ka puk hmang hian hmasawn leh changtlung zawkin sumdawnna hi kalpui zel ka tum tlat a ni.

 

  1. Kum 2020-2021 Group form zat leh pek chhuah zat –

No of Group formed

No of members credit linked

Total amount disbursed

INR

Repayment record during 2020-2021

No of Loan account to be collect
INR

Demand amount to be collected
INR

No of account paid
INR

Amount collected
INR

No of account not paid

105 groups

477 groups

19,430,000

33817

65654267.4

27380

46623432

6506

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